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Health insurance is one of the top concerns for today’s business owners and their employees. Controlling health care expenses is becoming increasingly difficult, especially with the rapid cost increases of fully funded health care plans. Although self-funding isn’t the right choice for every business, there are several areas where employers can expect to see improvement. By choosing to self-fund, its possible for an employer to save an estimated 13 – 22%. This is a result of several differences including improved cash flow, and reduced administrative costs. If you’re interested in having greater control over your company’s health plan and benefit dollars, talk to your broker about self-funding.